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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148641 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148641)

Never had a problem always able to use it quickly an...

Never had a problem always able to use it quickly and easily Reviewed on: 11th June 2026

Pay pal is the only way I would pay for internet sho...

Pay pal is the only way I would pay for internet shopping. If a site doesn't have paypal I won't use the site Reviewed on: 11th June 2026

Easy, Efficient, Competitive

I find Paypal the easiest, most efficient and highly competitive capability to support my life-style needs when purchasing items Reviewed on: 11th June 2026

Always an easy and stress free experience when using...

Always an easy and stress free experience when using PayPal! Couldn’t recommend more. Reviewed on: 11th June 2026

Great stuffs for everything.

Great stuffs for everything. It makes my life shopping easier and convenient. Reviewed on: 11th June 2026

Never had any issues.

Never had any issues. Use for most of my online spending. Easy payment and interest free credit options. Reviewed on: 11th June 2026

Pay Pal provides excellent and efficient service eve...

Pay Pal provides excellent and efficient service every time! Reviewed on: 11th June 2026

Ease, simplicity, and speed.

Ease, simplicity, and speed. Exactly what I want, and all I want, in such a service. Reviewed on: 11th June 2026

Perfect!

Easy to set up and use. Makes buying large purchases more affordable Reviewed on: 11th June 2026

No worries with Paypal

Always there when needed, good to know they are on hand Reviewed on: 11th June 2026

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