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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148601 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148601)

Easy to use APP spread the cost of bigger purchases

Easy to use APP spread the cost of bigger purchases Reviewed on: 11th June 2026

Statement coyld br made easier to understand and Int...

Statement coyld br made easier to understand and Interest rates are too too high Reviewed on: 11th June 2026

all good, no bad experience, very little concerns

all good, no bad experience, very little concerns Reviewed on: 11th June 2026

Safe , easy way to pay

It’s a safe and quick way to pay for your shopping online , transferring money . Knowing you’re covered in case something bad happens . Reviewed on: 11th June 2026

No complaints

Easy to use and great value for money Reviewed on: 11th June 2026

Best payment service around

I use PayPal when ever it is available as a method of payment. I find the company excellent. Monies are protected and if on the rare occasion a dispute is raised the service is 2nd to non. Reviewed on: 11th June 2026

PayPal is so easy to use, friendly customer support,...

PayPal is so easy to use, friendly customer support, great payment options if your on a tight budget but need something urgently. Great service provider with many fantastic options. Would recommend Paypal to everyone. Reviewed on: 11th June 2026

Quick credit simple to understand

Quick credit simple to understand Reviewed on: 11th June 2026

Safe Supportive affordable

Easy usability with the app. Have purchased many an item without huge interest and at a level of affordability for me. Reviewed on: 11th June 2026

So easy to use and really easy to get help if you ne...

So easy to use and really easy to get help if you need it Reviewed on: 11th June 2026

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