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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148577 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148577)

Haven’t had my issues and a good reliable service

Haven’t had my issues and a good reliable service Reviewed on: 11th June 2026

smooth and easy transaction

It's always a smooth and easy transaction when using Paypal. Reviewed on: 11th June 2026

Paypal Credit Card

It was easy to apply and ready for immediate use, and it offers flexibility in repayments. Reviewed on: 11th June 2026

PayPal review

Perfect for purchases, great terms and help if there’s a problem, easy to understand and also purchase protection Reviewed on: 11th June 2026

Been using it for years.

Been using it for years. I wish Paypal will do monthly discounts Reviewed on: 11th June 2026

PayPal credit provides flexible payment options at g...

PayPal credit provides flexible payment options at good value , easy to access Reviewed on: 11th June 2026

Easy to use, easy access and affordble monthly payment

Easy to use, easy access and affordble monthly payment Reviewed on: 11th June 2026

Very easy to use, simple process and good app to wor...

Very easy to use, simple process and good app to work with Reviewed on: 11th June 2026

Easy to use and simple to setup with good ac ess to...

Easy to use and simple to setup with good ac ess to customer service. Simplicity of the app makes things easier. Reviewed on: 11th June 2026

Good service.

Good service. Always there when needed. Reviewed on: 11th June 2026

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