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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171250)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Finance with ease

5
It's simple and straightforward. Great choice of finance options e.g. pay in three or interest free credit. Fantastic for transferring money all around the world. Reviewed on: 7th July 2026

I always use PayPal for everything, I won't trust an...

5
I always use PayPal for everything, I won't trust any other way of paying for things if I get the option Reviewed on: 7th July 2026

Its been such a simple process but explained clearly

5
Its been such a simple process but explained clearly Reviewed on: 7th July 2026

safe and secure transactions

5
I have used PayPal for a number of years now and have never had any issues with them they provide instant and easy access to payments both to and from my account I trust their security and feel safe in using them to provide the service I need Reviewed on: 7th July 2026

when weve needed to purchase a special item Pay Pal...

5
when weve needed to purchase a special item Pay Pal were ready with a solution that provided excellent service at the touch of a button and so speedy to respond Fantastic service Reviewed on: 7th July 2026

Years of great service

5
I have been using PayPal for years with absolutely nothing bad to report about the service. When I have had issues, the have been sorted in a timely manner with great communication and great customer service. Reviewed on: 7th July 2026

Very simple way to pay over time with a click of a b...

5
Very simple way to pay over time with a click of a button spreading the cost , very helpful with interest free over three months . Reviewed on: 7th July 2026

Very easy to make payments using PayPal

5
Very easy to make payments using PayPal Reviewed on: 7th July 2026

PayPal is totally great.

5
PayPal is totally great.No one else comes close.They are great and simply the best. Reviewed on: 7th July 2026

Great service

5
PayPal has saved me in a few bad situations I find it very useful and very easy to pay back. Reviewed on: 7th July 2026

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