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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148779 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148779)

Nice to have all payments and finance in one place...

Nice to have all payments and finance in one place, great to have so much protection and support when needed Reviewed on: 11th June 2026

Paypal is amazing

Paypal helps you afford to buy bigger and more expensive items, because you get 4 months to pay them off . Lots off places accept paypal now too . Reviewed on: 11th June 2026

PayPal payments are slow but they will hopefully imp...

PayPal payments are slow but they will hopefully improve Reviewed on: 11th June 2026

Al transactions and customer service contact has bee...

Al transactions and customer service contact has been clear and professional with immediate outcomes Reviewed on: 11th June 2026

Good service and the site always works

Good service and the site always works Reviewed on: 11th June 2026

Very simple and easy to use.

Very simple and easy to use. Been using this service for a couple of years now and never has let me down. Reviewed on: 11th June 2026

Great Option to spread costs

Never had any issues with PayPal Credit even if orders are cancelled/sent back. Reviewed on: 11th June 2026

Very, very, very good really like using PayPal

Very, very, very good really like using PayPal Reviewed on: 11th June 2026

Flexibility and Protection

I like the flexibility and protection provided by PayPal credit Reviewed on: 11th June 2026

Easy to use

Good and easy to use over all when I have had a issues it has always been resolved in good time Reviewed on: 11th June 2026

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