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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148801 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148801)

Happy to have you, never had any issues

Happy to have you, never had any issues Reviewed on: 11th June 2026

EASY TO USE

It`s just so easy and safe to use and helps spread the costs Reviewed on: 11th June 2026

good experience with PayPal Credit

It's been a good experience since I started using PayPal credit Reviewed on: 11th June 2026

bitcoin account not usable

I have a bitcoin account where i used to be able to check the daily updates but now I can only see it on desktop site Reviewed on: 11th June 2026

Great at helping eith payment disputes

Great at helping eith payment disputes Reviewed on: 11th June 2026

Hard to find what the interest rate is but generally...

Hard to find what the interest rate is but generally PayPal credit is good. It’s easy to build up debt though. Reviewed on: 11th June 2026

Always keep me informed app is easy to use and all i...

Always keep me informed app is easy to use and all information available and kept up to date. Every part of the experience has been exceptional better than any other organisation I’ve used. Reviewed on: 11th June 2026

Fantastic Company

Great value for money, easy to use and access. All round fantastic service and great range of products offered. Reviewed on: 11th June 2026

Easy and effective payment option

Easy and effective payment option which just helps to spread the cost of purchases. Reviewed on: 11th June 2026

Great always use PayPal and there credit facilities,...

Great always use PayPal and there credit facilities, great app, great company Reviewed on: 11th June 2026

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