Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133652 reviews)

View other PayPal products

4.74

Based on 133,652 reviews, last reviewed 10th Jun 2026

3812000% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

An excellent service for paying via the web. An excellent service for paying via the web. The credit, pay in three and 4, are a godsend when it comes to reducing larger bills and unexpected surpr... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (133652)

Malik Raza

Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022

Muhammad saeed

I m very happy with PayPal they give us the good service and help us every time Reviewed on: 14th June 2022

Flexibility of Payment

Love the flexibility PayPal credit and PayPal Pay on 3 allows me. Spreading costs over 4 months 0% is amazing for existing customers. More card companies should take note. Reviewed on: 14th June 2022

PayPal is second to none in its business

I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022

Recommendable

Reliable, anytime, can trust, very helpful Reviewed on: 14th June 2022

Easy & Simple

This a straight forward way to borrow money and control your finances. I find it difficult due to my brain damage, Pay Pal is the one outlet I have had no problems with. Reviewed on: 13th June 2022

Easy to use

I had no issues whatsoever using it. Reviewed on: 13th June 2022

Quick,simple affordable

Honestly one of the quickest and most affordable credit providers Reviewed on: 13th June 2022

Great interest rate

Great service provider, good interest rate, overall very happy , I would recommend it to anyone Reviewed on: 13th June 2022

Very good

Always protecting your money keep safe and easy shopping Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Payments
from PayPal 4.73 from 3745 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64653 reviews
Payments
from PayPal 4.73 from 3745 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub