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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171810 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171820)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Was very to initially setup the credit fund, the app...

Was very to initially setup the credit fund, the app is very user friendly and straightforward. Interest rates are reasonable and transparent so I know what I need to pay each month Reviewed on: 7th July 2026

Easy, quick and seamless process.

Easy, quick and seamless process. Found website / application user friendly and was accepted promptly. Reviewed on: 7th July 2026

The most secure way to shop online

The most secure way to shop online Reviewed on: 7th July 2026

Top Shopper Experience

Used PayPal for many years. Excellent service. Ease of use second to none. Has improved 100% on its retailers and offers great discounts. Rewards point a bonus as well. Security features and added buyer protection gives peace of kind shopping. Reviewed on: 7th July 2026

I have used PayPal credit for almost ten years.

I have used PayPal credit for almost ten years. It is the best way of managing my cashflow and keeps track of my spending habits. The four months interest free on purchases over £100 has been extremely valuable. Reviewed on: 7th July 2026

Great confidence when using PayPal

Great confidence when using PayPal Reviewed on: 7th July 2026

Good and simple to use and easy to make repayments...

Good and simple to use and easy to make repayments Reviewed on: 7th July 2026

Very good and communicating good when required, alwa...

Very good and communicating good when required, always sending reminders and updates so I never am left in the dark. Reviewed on: 7th July 2026

Great secure payment system, easy to use and really...

Great secure payment system, easy to use and really quick Reviewed on: 7th July 2026

Like the challenger bank of the credit card world..

PayPal credit is like the challenger bank of the credit card world. All the features of a classic credit card, but coupled with all the modern technical enhancements seen with newer players in the space. So easy to manage and stay on top of things. Reviewed on: 7th July 2026

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