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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148937 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148937)

Easy to use, reliable with good offers.

Easy to use, reliable with good offers. Find PayPal a good way to pay for things especially if I need to split payments etc. 0% interest offers are very useful. Reviewed on: 11th June 2026

Excellent provider - always there when I need it!

Excellent provider - always there when I need it! Reviewed on: 11th June 2026

Easy to use.

Easy to use. Always competitive. My favourite finance site. Reviewed on: 11th June 2026

Fast and Easy to use - great way to spread...

Fast and Easy to use - great way to spread the cost Reviewed on: 11th June 2026

Always helped me out , and always resolved situation...

Always helped me out , and always resolved situations fast , top company will always have them Reviewed on: 11th June 2026

Helps me out when struggling with money

Helps me out when struggling with money Reviewed on: 11th June 2026

Flexibly and sound offers from time to time also you...

Flexibly and sound offers from time to time also your money and purchases are guaranteed and protected with PayPal Reviewed on: 11th June 2026

PayPal Credit rocks

A genuinely useful and intuitive credit facility Reviewed on: 11th June 2026

PayPal have helped me in many ways.

PayPal have helped me in many ways. 4 months no interest payments? Yes please! I’m grateful PayPal exists, genuinely Reviewed on: 11th June 2026

PayPal Experiences

I myself would not be without my PayPal account. It is the best way to purchase goods and services especially on line. The app itself is so easy to navigate and by paying for goods it is so easy to get a refund if your goods have not arrived, it isn’t what you thought you ordered or it is faulty in some way. I have always used the app itself to sort out any problems I have had with companies or service providers as it is so easy to follow the app. It is easy to pay the bills you have with PayPal and the money comes out of an account of your choice. You can earn points with a debit or credit card to redeem on further purchases. I use PayPal all the time with the freedom to know nothing will go wrong if your order doesn’t arrive etc. PayPal let you know what you have spent and they use a tracking system too. Reviewed on: 11th June 2026

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