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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149094)

PAY IN 3

4
PAY IN 3 IS VERY USEFUL WHEN SPLITTING UP MEDIUM PRICED GOODS AROUND THE £300 PRICE RANGE. HANDY FOR SPEADING THE COST OVER A SHORT PERIOD WITHOUT THE HASSLE OR WORRY OF A CREDIT CARD. Reviewed on: 11th June 2026

The Safe Way, The PayPal Way.

5
Easy to use, simple navigation and flexibility. Reviewed on: 11th June 2026

The safest and easy to use form of payment.

5
Wherever it is possible I always use PayPal when shopping online. I think it is the safest and easy to use form of payment. Reviewed on: 11th June 2026

PayPal is very useful especially for online shopping.

5
PayPal is very useful especially for online shopping. It feels very secure and easy to use. I would recommend it. Reviewed on: 11th June 2026

Flawless payments, subscriptions and money transfers.

5
Flawless payments, subscriptions and money transfers. Reviewed on: 11th June 2026

Great all round.

5
Great all round. Easy access 24/7. Explained fully how to process money. Reviewed on: 11th June 2026

Perfect financial solution

5
Great to keep my money and spread payments interest free Reviewed on: 11th June 2026

Very good experience with PayPal so far

5
Very good experience with PayPal so far Reviewed on: 11th June 2026

It’s been so good and reliable and would recommend i...

4
It’s been so good and reliable and would recommend it to anybody Reviewed on: 11th June 2026

Great way to pay, always feel secure

5
Great way to pay, always feel secure Reviewed on: 11th June 2026

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