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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173558 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173596)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

0% interest for 4 months plus Instant refund on PayPal

0% interest for 4 months is great. Also Refunds via PayPal are almost instant which is better than the majority of other card providers. Reviewed on: 7th July 2026

Great way to pay for goods, very easy to use, and th...

Great way to pay for goods, very easy to use, and the site is easy to navigate Reviewed on: 7th July 2026

Fantastic

My experience is extremely positive, I’ve always felt safe when making purchases via PayPal because of the excellent customer service Reviewed on: 7th July 2026

I've been a PayPal customer for over 15 years, and t...

I've been a PayPal customer for over 15 years, and throughout that time I've consistently received excellent service. Whenever I've had an issue with a payment or a product purchase, their customer service team has always been helpful, professional, and quick to resolve the matter. What I value most is the peace of mind that PayPal provides when making purchases online. Their buyer protection and dispute resolution processes have always been straightforward, and on the rare occasions I've needed assistance, they have dealt with my concerns fairly and efficiently. After more than 15 years of using the platform, I can confidently say that PayPal has been a reliable and trusted payment service. I wouldn't hesitate to recommend them to anyone looking for a secure and dependable way to make payments online Reviewed on: 7th July 2026

Very good, credit limit and options for buy now pay...

Very good, credit limit and options for buy now pay later. Reviewed on: 7th July 2026

great service

easy to use and great for security several options to pay Reviewed on: 7th July 2026

I have been a PayPal user for years and I love it.

I have been a PayPal user for years and I love it. Never had any issues, and anytime I’ve needed help I just call and they are so helpful without any stress. Reviewed on: 7th July 2026

Cool beans

Never had a problem sofar. Always on the ball. Reviewed on: 7th July 2026

Great experience

Just find PayPal easy to use. Life is so busy these days! Reviewed on: 7th July 2026

PayPal Credit has allowed me to spread the cost of l...

PayPal Credit has allowed me to spread the cost of large purchases easily and with no interest. It's helped me build a good habit in terms of managing my money and has massively boosted my credit score, so always happy to recommend it! Reviewed on: 7th July 2026

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