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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149367 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149367)

Easy, super fast, very clear.

Easy, super fast, very clear. Variety of services and selected the one that suited me the most. Reviewed on: 11th June 2026

Its easy and simple to use.

Its easy and simple to use. Its also very convenient to split the payments up Reviewed on: 11th June 2026

Good customer service, easy to use app

Good customer service, easy to use app Reviewed on: 11th June 2026

Amazing!

Amazing! Very happy with service Reviewed on: 11th June 2026

I used PayPal Credit to fund some professional voice...

I used PayPal Credit to fund some professional voice acting classes, and it was a massive help. The ability to spread the cost of high-quality training into manageable monthly payments made a big career investment totally feasible. The account setup was straightforward, and tracking my balance through the app is incredibly easy. For anyone looking to invest in skills or equipment without a massive upfront hit, it’s a highly reliable and flexible option. Reviewed on: 11th June 2026

Easy to mmake a purchase as most retailers take PayPal

Easy to mmake a purchase as most retailers take PayPal Reviewed on: 11th June 2026

Great depend on it when struggling

Great depend on it when struggling Reviewed on: 11th June 2026

All good paypal is really handy for when needed.

All good paypal is really handy for when needed. Reviewed on: 11th June 2026

Very good helpful I recommend everyone use PayPal se...

Very good helpful I recommend everyone use PayPal service Reviewed on: 11th June 2026

Quick and simple application process, decision right...

Quick and simple application process, decision right away and good rates. Card accepted everywhere contactless is so very accessible. Reviewed on: 11th June 2026

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