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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135416 reviews)

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4.73

Based on 135,416 reviews, last reviewed 11th Jun 2026

3892250% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So handy and easy to use! I love using PayPal, it's so handy and allows me to spread purchases over 3 months. Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135416)

Service

This is an amazing platform- the customer service is also lovely. I really do appreciate this as it allows me to get 4 months interest free credit. Reviewed on: 8th July 2022

Paypal credit

Spreading costs over 4 months without incurring interest is perfect! Reviewed on: 8th July 2022

Lets make a secure payment

I’m so happy to use my paypal credit for my most payment, specially when I supposed to be paid monthly without interest. Reviewed on: 8th July 2022

Pay pal

Best experience I ever had high recommend Reviewed on: 8th July 2022

Great Service by Paypal

Thank you for your support in these times. You credit support is very helpful. Reviewed on: 8th July 2022

Wonderful

They are always there if you need extra help Reviewed on: 8th July 2022

Best credit

Easy to apply and quick approval! Best credit experience Reviewed on: 8th July 2022

Perfect payment option

I am very happy to use my PayPal credit. It's very handy and can delay my payments with 0% charges. It's great opition and I would really recommend it. Reviewed on: 8th July 2022

great service

the service is easy, fast and reliable and the app is very simple to use. Reviewed on: 8th July 2022

Amazing and easy service

Offered a total of £2900, is bought a few items and kept up my repayamebts and PayPal increased my total allowance to 3900, more than happy with the service and will definitely use them in the future Reviewed on: 8th July 2022

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