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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173688 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173697)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very secure

Used them for years always fantastic Reviewed on: 7th July 2026

Paypal is easy to use, convenient and safe.

Paypal is easy to use, convenient and safe. Any problems always quickly resolved. Wouldn't use any other method Reviewed on: 7th July 2026

Used PayPal for years

Used PayPal for years. Peace of mind and great customer service Reviewed on: 7th July 2026

Easy, pain free and quick.

Easy, pain free and quick. Good customer service and really approachable Reviewed on: 7th July 2026

Flexible borrowing

PayPal credit allows you to purchase high price items like washing machines giving you 4 months interest free time to pay off. Reviewed on: 7th July 2026

Very flexible and useful.

Very flexible and useful. I love PayPal Reviewed on: 7th July 2026

Great, use as I feel the payments are protected

Great, use as I feel the payments are protected Reviewed on: 7th July 2026

Can’t fault it

It runs smooth. Easy to use and just works how it should Reviewed on: 7th July 2026

PayPal Credit is an absolute lifesaver

I applied for PayPal credit and I was accepted which has come in handy as I was awaiting inheritance but needed to get this in sooner, having PayPal credit has allowed me to order the things I need and pay within 4 months with 0% interest which is rare these days, or even over instalments if needed. It’s good to know there is multiple ways to pay back any of your PayPal credit limit. Reviewed on: 7th July 2026

Always great service

Always great service Never any issues, easy to use Reviewed on: 7th July 2026

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