Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135958 reviews)

View other PayPal products

4.73

Based on 135,958 reviews, last reviewed 11th Jun 2026

3916950% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant company! I've been with PayPal for quite some time now and think that they are one of the most trustworthy credit companies online, they have always stood by m... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (135958)

Its very simple and easy to use

I'm using the app all the time and every wears because it is easy and Covering everything I need to buy it Reviewed on: 8th July 2022

Consumer friendly

Makes life simple with no pressure Reviewed on: 8th July 2022

Flexible and easy payment method

Peace of mind knowing your payment and transaction is secure. Easy flexible method of payment with 0% interest option is a nice perk. Reviewed on: 8th July 2022

Easy to use, transparent and good promotions

Simple to set up and use. No hidden or extra fees so you don’t get caught out. And the no interest for 4 months for purchases over £99 is incredibly useful and has allowed me to purchase products that may be a bit more expensive without having to pay even more for them. Would definitely recommend PayPal to anyone. Reviewed on: 8th July 2022

Simply the prefered payment method

In a world where purchasing anything online has a great risk to it, con artists, scammers and sketchy sites. Paypal makes me feel the safest when i see its logo to use as a payment method. wouldn't live without it. Reviewed on: 8th July 2022

The Backup

Always there when needed for emergency funding for Christmas and birthdays, knowing its there as a back up has my mind at ease. Would definitely recommend. Reviewed on: 8th July 2022

Simply the best!

Makes my life a lot easier when I’m doing my shopping online.Gives me a lot of assurance against fraud. Reviewed on: 8th July 2022

PayPal credit

Really great product easy to use and easy to pay back Reviewed on: 8th July 2022

Great Help

1. I love the interest free credit for £100 and above for 4 months. It helps me manage my budget. 2. It's payment method is accepted by most online vendors and my favorite restaurants. 3. So far no problem with security. I hope it gets better and add more applications. Reviewed on: 8th July 2022

Quick payment method

PayPal credit is a quick payment method, Which helps you to buy more and pay longer. I love it . Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.73 from 3746 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 67806 reviews
Payments
from PayPal 4.73 from 3746 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub