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PayPal: PayPal Credit reviews

4.73
Based on 135,628 reviews, last reviewed 11th Jun 2026
3901850% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Consumers Budget Assistant Flexible credit card. Communication is excellent. Easy to see balance, payment due & set up direct debit. Flexibility on payments is straight forward.... Read more Reviewed on: 11th June 2026
Sharon A's avatar
Sharon A

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135629)

High recommended

5
Perfect for large purchases . Perfect that don't need to pay fees for 4 months. happy with that. Reviewed on: 8th July 2022

Easy to use

5
PayPal credit helps me budget for the things I need, lots of helpful reminders and friendly advice. Reviewed on: 8th July 2022

Cant fault it

5
I personally have never been one to use credit or finance, but Paypal has made credit easy. I've used it to make several purchases and can't fault it. easy to understand and simple to use. Reviewed on: 8th July 2022

Great service

5
Easy to you and excellent support when needed Reviewed on: 8th July 2022

Good

4
Good service, easy to check on the app Reviewed on: 8th July 2022

PayPal is must better then 80 % of all credit card available.

5
Am using my PayPal credit for big purchases . It’s very easy and help . Reviewed on: 8th July 2022

Awesome!

5
Very good service and easy to use Reviewed on: 8th July 2022

PAYPAL BRILLIANT

5
I think PayPal credit is the easiest payment system quickest way of paying for things that's why I titled it BRILLIANT Reviewed on: 8th July 2022

PayPal the best ever

5
It is the best I have ever seen, you choose to pay monthly or 3 times no interest it is your choice really.. Love it. Thanks PayPal Reviewed on: 8th July 2022

Great products

5
PayPal credit great for everyone. Customer service spot on. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review