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PayPal: PayPal Credit reviews

4.73
Based on 135,654 reviews, last reviewed 11th Jun 2026
3903050% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You know how much credt you have already been autho... You know how much credit you have already been authorised Reviewed on: 11th June 2026
Moira B's avatar
Moira B

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135654)

Good

5
Its really a Good service and very helpful Reviewed on: 8th July 2022

PayPal credit is amazing!! Love it!!!

5
PayPal credit is the best thing since sliced bread! Extremely easy to use, comes in handy for those long months and something that is just really good!! Don't know what I did without this for so long and now I can't live without it!!! Reviewed on: 8th July 2022

Very convenient

5
Paypal credit as the lowest APR out of my other credit cards Reviewed on: 8th July 2022

Money life saver

5
Having a bad experience getting payday loans out when a bit short before paydays, PayPal credit has really helped me out Reviewed on: 8th July 2022

Excellent all rounder

5
So happy with PayPal credit . It's easy to use ,very convenient and I know exactly where I am with it . Customer service is excellent. I would highly recommend Reviewed on: 8th July 2022

Easy to use, very secure and fast way to pay

5
Great service, very secure and fast. Reviewed on: 8th July 2022

PayPal credit

5
PayPal credit has always been an amazing service to use and is very easy and rewarding. making purchasing online a pleasant experience Reviewed on: 8th July 2022

Excellent

5
Paypal is the best...highly recommended..easy to use..very helpful customer service.. Reviewed on: 8th July 2022

Marvelous

5
Excellent service since I started using PayPal credit no complaints Reviewed on: 8th July 2022

Easy and convenient

5
PayPal credit is easy to use and is great for purchasing clothes or anything really online Reviewed on: 8th July 2022

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