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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174272)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent experience, easy to use and navigate.

5
Excellent experience, easy to use and navigate.. It makes purchases easier to pay for. It offers three to four months interest free repayment thereby making repayments stress free. Well done PayPal. Reviewed on: 7th July 2026

Excellent l, love it!

5
Excellent l, love it! Paying for things has never been easier and use it for everything Reviewed on: 7th July 2026

simple to use good security always ready to assist y...

5
simple to use good security always ready to assist you disputes handled quickly Reviewed on: 7th July 2026

It first time it good but I think PayPal credit quit...

3
It first time it good but I think PayPal credit quit good service Reviewed on: 7th July 2026

I’ve had a great experience with PayPal Credit.

5
I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, everything is easy to manage, and the service has always been reliable. Payments are simple to track, and customer support has been helpful whenever needed. Highly recommended Reviewed on: 7th July 2026

Good detail on transactions, excellent safety and se...

5
Good detail on transactions, excellent safety and security, never had a problem. Corrective actions when I make a mistake are easy to do! Reviewed on: 7th July 2026

PayPal delivers fast and they are very reliable

5
PayPal delivers fast and they are very reliable Reviewed on: 7th July 2026

Flawless no issues with paypal credit

5
Flawless no issues with paypal credit Reviewed on: 7th July 2026

Just an amazing company allowing me to spread the co...

5
Just an amazing company allowing me to spread the cost to fit in with my cash flow Reviewed on: 7th July 2026

Excellent customer service when needed

5
Excellent customer service when needed Reviewed on: 7th July 2026

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