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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168111)

Easy to use.

Easy to use. Use it a lot. I use it for holidays, phones and significant purchaees Reviewed on: 6th July 2026

100% Positive since joining in 2005

I have used PayPal since sometime in 2005 and it has only got better and better. The functionality and ease of use sets it apart from other companies. One key aspect that I particularly like is that I can actually ring someone up no fuss and discuss my account with a real person and that always gives me confidence in a company. Reviewed on: 6th July 2026

Fantastic always use PayPal use pay over 3 months wi...

Fantastic always use PayPal use pay over 3 months with 0% interest a fair bit and large payments too for safety. Reviewed on: 6th July 2026

Easy to use

Very convenient, easy to use and gives different options. Also like the 0% interest over £100 spend. Reviewed on: 6th July 2026

The place to go for credit contact Pay Pal

Pay pal is fantastic credit company to deal with ,there when you need them for anything you want to buy.you can repay over time or pay in three payments over three months .so what ever you want contact Pay Pal credit Reviewed on: 6th July 2026

Makes it easy to make payments on line.

Makes it easy to make payments on line. Reviewed on: 6th July 2026

Safe and secure

I feel safe and secure while using PayPal to purchase items from anywhere in the world Reviewed on: 6th July 2026

Secure payment method .

I always feel confident placing orders with PayPal as in the past they have been extremely quick resolving any issues. Reviewed on: 6th July 2026

You can actually speak to a person!

Always been very good to deal with, I like the fact that you can easily speak to a person if you have any concerns. Reviewed on: 6th July 2026

Good service .

I’ve been happy enough with PayPal credit. Just keep an eye on making sure the minimum payments are made on time! Reviewed on: 6th July 2026

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