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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168150)

Excellent options for payment.

Excellent options for payment. Excellent customer service. Great choice of monthly payments. Reviewed on: 6th July 2026

PayPal Credit has become a much more convenient

PayPal Credit has become a much more convenient and reliable financing option. The application process is straightforward, decisions are quick, and the credit line integrates smoothly with regular PayPal payments. Monthly statements are clear, and the reminders help avoid missed payments. The promotional offers, especially the interest‑free periods, make larger purchases easier to manage without pressure. Overall, PayPal Credit feels more transparent and user‑friendly than before, giving customers confidence when spreading the cost of purchases. Reviewed on: 6th July 2026

So, so easy and straightforward!

So, so easy and straightforward! Support is always available, providing guidance before, during and after. Plenty of emails will follow the whole process, explaining the various steps and what to do next. PayPal e definitely my Go To partner for my day to day transactions! Reviewed on: 6th July 2026

Really great experience easy to use would recommend .

Really great experience easy to use.excelent customer service Reviewed on: 6th July 2026

Simple to use and easy to access

Simple to use and easy to access Reviewed on: 6th July 2026

Pay pal credit is a really approachable way of using...

Pay pal credit is a really approachable way of using credit. Reviewed on: 6th July 2026

I love that I dont have to pay for things up front a...

I love that I dont have to pay for things up front and get 4 months to pay them back especially for big things that cost alot its ao much easier spreding the cost over the months Reviewed on: 6th July 2026

Easy and quick application process for PayPal credit...

Easy and quick application process for PayPal credit, quick and easy to make payments. The interest free for 4 months option is great for unexpected expenses and the PayPal credit card means you can use it anywhere, not just inline Reviewed on: 6th July 2026

Different payment options....

PayPal has different options of payment,which is really useful, as you don’t always have the funds to pay the full amount.So you can spread the cost. Reviewed on: 6th July 2026

Extremely helpful in sorting problems, excellent cus...

Extremely helpful in sorting problems, excellent customer service. Reviewed on: 6th July 2026

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