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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168194)

PayPal offers amazing interest rates and credit.

PayPal offers amazing interest rates and credit. Easy to use app and always able to make a direct debit easily. Reviewed on: 6th July 2026

It's amazing, they offer plenty of ways to pay for d...

It's amazing, they offer plenty of ways to pay for different items online Reviewed on: 6th July 2026

Really good service.

Really good service, happy to help, safe for all Reviewed on: 6th July 2026

Ive been with paypal for over 6 years Always been th...

Ive been with paypal for over 6 years Always been there when I need them Reviewed on: 6th July 2026

Great Experience

PayPal Credit has been easy to use, with a straightforward application process and a clear online account that makes managing payments simple. My experience with customer service was also very positive, the adviser was polite, professional, and resolved my query efficiently. Overall, I’m very satisfied with both the service and the product, and I would happily recommend PayPal Credit to others. Reviewed on: 6th July 2026

Good customer service and support

Good customer service and support Reviewed on: 6th July 2026

Safety in shopping

I am disabled and use online shopping for everything. I always only pay by PayPal as this has proven beneficial to me many times. I like the peace of mind it gives me. Reviewed on: 6th July 2026

Helped pay for item and spread the cost

Helped pay for item and spread the cost Reviewed on: 6th July 2026

So easy and convenient to use.

So easy and convenient to use.very straight forward Reviewed on: 6th July 2026

Good service at all times never let me down would re...

Good service at all times never let me down would recommend Reviewed on: 6th July 2026

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