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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

Great service and trusted hotel booking

Great service and trusted company. Convenient for secure online shopping & give peace of mind if issues arise Reviewed on: 6th July 2026

5* very good service good customer service

5* very good service and customer service Reviewed on: 6th July 2026

The ease of PayPal

PayPal is so easy to use, it also simplifies the use of crypto currency which I find very useful. It's now become my go to for easy payment particularly when using eBay. I have no hesitation in recommending to friends. Reviewed on: 6th July 2026

Always great service, 100% trusted felt at ease spen...

Always great service, 100% trusted felt at ease spending with PayPal Reviewed on: 6th July 2026

Never a problem with payments easy to check online

Never a problem with payments easy to check online Reviewed on: 6th July 2026

I have used PayPal credit many times.

I have used PayPal credit many times. it has bee very useful to spread cost of more expensive purchases; especially when other financial obligations arise Reviewed on: 6th July 2026

A winner

Easy and a great product to spread cost of expensive items Reviewed on: 6th July 2026

Yes happy with PayPal, the safety net for getting mo...

Yes happy with PayPal, the safety net for getting money refund Reviewed on: 6th July 2026

very convenient when you need to buy something more...

very convenient when you need to buy something more expensive Reviewed on: 6th July 2026

Easy to use and helps me budget for larger items

Easy to use and helps me budget for larger items Reviewed on: 6th July 2026

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