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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175049 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175053)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent quick decisions .

Excellent quick decisions . Credit agreed where I had been struggling to pay with other more conventional providers. Seems to me PayPal has better systems in place. Reviewed on: 7th July 2026

PayPal credit

Used PayPal for years never had a problem with them PayPal credit is great to help you pay for things monthly Reviewed on: 7th July 2026

Excellent customer service

Customer service excellent, website so easy to use. Reviewed on: 7th July 2026

It is easy to use and transparent

It is easy to use and seems reliable. The terms are clearly laid out and transparent so great for understanding what you're agreeing to. You can set up repayments easily and notifications are clear. Reviewed on: 7th July 2026

PayPal Credit: Trusted Partner

Having been a PayPal customer for ~20yrs, I rely on PayPal to provide an extra level of confidence and trust, that my money is protected. PayPal credit offers me the same confidence for purchases that I need to spread out over time. The application process is simple, intuitive and quick. It’s a win/win for me! Reviewed on: 7th July 2026

I love the fact that everything is secure with Paypa...

I love the fact that everything is secure with Paypal and any disputes are dealt with immediately. Customer Service agents are always polite and efficient. The four month interest you credit it’s a great service, along with the pay and three. Reviewed on: 7th July 2026

My experience with PayPal credit has been good, it's...

My experience with PayPal credit has been good, it's a simple to use credit platform Reviewed on: 7th July 2026

Generally it has been very good.

Generally it has been very good. All my issues are dealt with in a satisfactory way Reviewed on: 7th July 2026

I've been using PayPal for years, and it's always be...

I've been using PayPal for years, and it's always been my go-to payment method. It's a service I've found to be reliable, trustworthy, and incredibly easy to use, especially when making online purchases. One of the biggest reasons I choose PayPal is the peace of mind it gives me. Knowing that my payments are protected if something goes wrong makes shopping online much less stressful. On the rare occasions I've needed help, the customer service has always been responsive, professional, and helpful, making the process straightforward. Reviewed on: 7th July 2026

An excellent way to pay.

An excellent way to pay. Easy use of the app. Overall very impressed. Reviewed on: 7th July 2026

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