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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136721 reviews)

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4.73

Based on 136,721 reviews, last reviewed 12th Jun 2026

3951850% increase in 5 star reviews

in the past 90 days

11000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing very easy and straight forward Amazing very easy and straight forward Reviewed on: 12th June 2026

Latest lowest rating:

1

PayPal Credit struggling to support their aspiration... PayPal Credit struggling to support their aspiration to compete with banks and credit card providers - too slow, terrible online support options and t... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136721)

Hassle free

I find it quite easy and hassle free to spread my just over normal monthly expenses via PayPal credit and quickly pay off in 4 months. It saves my cash flow, enables determined to have access to a container flow of zero percent and allows me to be in control of my spending as I ensure I don’t go over the 0% period. Reviewed on: 14th June 2022

Thanks PayPal

It's amazing up It's really helpful Reviewed on: 14th June 2022

Brilliant way to easily spread the cost

Always easy to use for quick credit Reviewed on: 14th June 2022

a great product to help build a credit rating

got it so i could buy a gpu only thing is amazon wont work with it Reviewed on: 14th June 2022

Great offer to use again and again

Great offer to use again and again, simple app to view purchases / manage balances and make payments Reviewed on: 14th June 2022

Paypal credit

I use this all the time, its fast, secure and easy to use, your notified for all transactions. Highly recommend this Reviewed on: 14th June 2022

Always at your fingertips!

I am over the moon with PayPal credit. As most people do I use my phone for almost everything in life, whether it’s for all the socials and work related. If I need to order parts for vehicles I can do so straight away and reach for PayPal to pay for it without having to faff about looking for my cards etc. need something new for me, boom, PayPal makes it easy. It’s probably my biggest platform for payment. I would and I have recommended it in a heartbeat!! Reviewed on: 14th June 2022

The Best Online Credit Company

PayPal credit provides an easy to use route through online shopping. Saves entering in pesky card details and always has a range of offers across a huge variety of major websites. By far setting the standard for other companies out there. Reviewed on: 14th June 2022

Paypal continues to make financial decision easier and less stressful.

Paypal has continued to be a striving example of a financial friend, there to help in the stressful time. Reviewed on: 14th June 2022

Reliable and happy

Very happy for getting aproved for the paypal credit. I have used it a few times and i am happy with my experience until now. Reviewed on: 14th June 2022

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