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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175645)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always available and very easy to use.

5
Always available and very easy to use. Reviewed on: 7th July 2026

Convenient & Secure

5
For everyday use, it’s reliable and hard to beat. Just read the terms, be aware of costs, and keep records of transactions. I’d recommend it to anyone needing a secure, widely accepted payment platform. Reviewed on: 7th July 2026

Totally trust paypal for peace of mind when ordering...

5
Totally trust paypal for peace of mind when ordering online Reviewed on: 7th July 2026

Secure safe service

5
Excellent secure safe service at all times with many options to spread costs as needed Reviewed on: 7th July 2026

Simple application, straight forward and recieved fu...

5
Simple application, straight forward and recieved fund in a few minutes after the process of approval. i have used it on multiple occasions Reviewed on: 7th July 2026

Never had any issues helpful and answer questions pr...

5
Never had any issues helpful and answer questions promptly Reviewed on: 7th July 2026

Absolutely fantastic service your money is safe in o...

5
Absolutely fantastic service your money is safe in one place and there always there to help if you need support with financial difficulties. Best service for me and my family Reviewed on: 7th July 2026

Always had a positive experience.

5
Always had a positive experience. Would recommend to everyone Reviewed on: 7th July 2026

Paypal credit is useful with giving me time to pay s...

5
Paypal credit is useful with giving me time to pay stuff off without interest. Reviewed on: 7th July 2026

Trusted way of making purchases.

5
I’ve used PayPal for years as I find it a trusted and convenient way of paying for things. Reviewed on: 7th July 2026

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