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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171348)

Really helpful, supportive and easy to do business with

5
Really helpful, supportive and easy to do business with. Reviewed on: 7th July 2026

So easy to use and gives piece of mind that if items...

5
So easy to use and gives piece of mind that if items don’t arrive it’s easy to get refunded Reviewed on: 7th July 2026

Easy to use- quick and efficient

5
Easy to use- quick and efficient Reviewed on: 7th July 2026

very easy user friendly experience.

5
very easy user friendly experience. this is to help Reviewed on: 7th July 2026

Paypal is my Pal

5
PayPal is easy to use. It enables you to spread the cost of your purchase. Very secure transaction Reviewed on: 7th July 2026

Use them all tsafehe time nice and safe

5
Use them all the time nice and safe Reviewed on: 7th July 2026

Quick, easy and fuss free to get and use.

5
Quick, easy and fuss free to get and use. Accepted in most places so great for all online purchases. Reviewed on: 7th July 2026

Try it Yourself! .

5
Customer service has been pretty straightforward. I access what I need ,when I need it and PayPal have never failed to deliver ! Reviewed on: 7th July 2026

It has been really easy to use PayPal Credit for s v...

5
It has been really easy to use PayPal Credit for s variety if purchases, the log in process makes everything feel extra secure abd reassuring that noone can get into my account apart from me. It is my preferred way to pay for large purchases now. Reviewed on: 7th July 2026

It’s so easy to use and if you have a problem with y...

5
It’s so easy to use and if you have a problem with your purchase it’s great to know that you’re money’s are safe with PayPal to back you up Reviewed on: 7th July 2026

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