Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171180)

Five star

5
I often use pay pal and can honestly say I have had no issues or concerns excellent would recommend to everyone Reviewed on: 7th July 2026

Everything is ok andmake my life better for me

5
Everything is ok andmake my life better for me Reviewed on: 7th July 2026

So quick and easy to use.

5
So quick and easy to use. Perfect for pay in 3 and 4 months interest free.Email reminders when payment due Reviewed on: 7th July 2026

Great for quick, flexible financing

5
Great for quick, flexible financing — smooth checkout, clear terms, and handy for spreading costs responsibly. Reviewed on: 7th July 2026

Really good.... But difficult to speak to someone

4
just difficult to get answers and speak to someone when you need some help or advice and have to send messages wait doe messages. Can get really frustrating and leaves you feeling a but dejected and not appreciated as an individual customer. Reviewed on: 7th July 2026

Like the fact it comes up as an option in many retai...

5
Like the fact it comes up as an option in many retailers and is very convenient Reviewed on: 7th July 2026

Spread you cost.

5
Paypal is there when you are on a budget.It helps you to spread your cost and give you more time to pay.I would recommend PayPal to everyone. Reviewed on: 7th July 2026

Satisfaction

5
The service is transparent and hassle-free. I am very satisfied. Reviewed on: 7th July 2026

PayPal is a useful tool for making payments

5
PayPal is a useful tool for making payments Reviewed on: 7th July 2026

PayPal helped me when I needed the most.

5
PayPal helped me when I needed the most. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94105 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3834 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products