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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170991)

Very easy to use!

5
Very easy to use! Customer service is great and I know my purchases are protected which gives me peace of mind. Reviewed on: 7th July 2026

Safe buying online.

5
Safe buying online. Refunds from fraudsters. Reviewed on: 7th July 2026

I believe I am more than five years.

5
I believe I am more than five years. Have PayPal account I’m just Trust to PayPal then shopping on online so many times Reviewed on: 7th July 2026

Paypal strees free purchases

5
Easy to use and enjoy shopping with 3 easy installment… for large purchases….and credit card also easy to use and safe purchase. With any company and brand. Reviewed on: 7th July 2026

Its quick and easy to use and the app is very user f...

5
Its quick and easy to use and the app is very user friendly. The tracking feature, is especially helpful. PayPal is accepted by most retailers and the option to pay in interest free installments is a great benefit to spread the cost of a purchase . Reviewed on: 7th July 2026

Jest super

5
Nigdy nie miałem problemu z paypal jeśli potrzebowałem pomocy zawsze ją otrzymałem nie boje się o własne pieniądze Reviewed on: 7th July 2026

Always excellent service and value for money

5
Always excellent service and value for money Reviewed on: 7th July 2026

5* PayPal

5
Easy to apply,set up app. Can check balance. Reviewed on: 7th July 2026

Simple and easy

5
Simple to use, easy to understand no unnecessary jargon and very efficient payment system Reviewed on: 7th July 2026

Excellent

5
Easy way to pay. Payment can be spread up to 4 months interst free. Peace of mind knowing paypal are there to support you if anything goes wrong Reviewed on: 7th July 2026

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