Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170816 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (170816)

Paypal; First point of call every time

I have been using PayPal for many years. Nothing can replace the reliability of the service nor the peace of mind you have.when using them. The service is clear and trustworthy and has never failed me. For this reason, in a world where deception and scamming is so prevalent, I will choose PayPal every time. Reviewed on: 7th July 2026

Easy to use and good value for money

Easy to use and good value for money Reviewed on: 7th July 2026

PayPal has always been good for when purchasing any...

PayPal has always been good for when purchasing any products I need abroad or in the UK.. I've always had a excellent trouble free journey...never a problem,,tracking the parcel after is also excellent.. Reviewed on: 7th July 2026

Good service

Very convenient and quick. Downside, not always offered as a pay medium. Reviewed on: 7th July 2026

Easy to use.

Easy to apply for,been a pay in 3 for 4 yrs and got accepted presumably because i never missed a repayment. Reviewed on: 7th July 2026

Love using PayPal

Telephone customer service is great, add pay options are fantastic, makes life easier and secure Reviewed on: 7th July 2026

Pay in 3 greatness

I love paying in instalments and I like getting points using PayPal to pay for things Reviewed on: 7th July 2026

Super dooper Credit.

Easy and stress free, best card I have had in awhile. Reviewed on: 7th July 2026

Just like that

I had an issue with a vendor ghosting me they stepped in and helped me get a refund in no time Reviewed on: 7th July 2026

Customer service was courteous and helpful.

Customer service was courteous and helpful. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 93740 reviews
Payments
from PayPal 4.70 from 3832 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub