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PayPal: PayPal Credit reviews

4.73
Based on 139,516 reviews, last reviewed 15th Jun 2026
4079400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for years now and it's always been... I've used PayPal for years now and it's always been quick, easy and reliable. And their pay in three thing has been a life Dave at times Reviewed on: 15th June 2026
Paul Birkin 's avatar
Paul Birkin

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139516)

Just easy to use

5
Great service easy to use and good app Reviewed on: 12th August 2022

Four months interest free

5
Love this facility to help to spread out payments of something like a birthday present! Reviewed on: 12th August 2022

Love it

5
It makes payments so easy with low interest rates too! Reviewed on: 12th August 2022

Very user friendly and super efficient

5
Always helpful to aid cash flow - use it mostly for buying online. Great credit limit and very easy to keep an eye in my spending. Reviewed on: 12th August 2022

Convenient

5
So easy and convenient . Great way to pay for goids Reviewed on: 12th August 2022

Great credit

5
I feel very confident using Paypal credit - very easy to use and no jargon words Reviewed on: 12th August 2022

Great support

5
Great company, with great option like pay in three. Reviewed on: 12th August 2022

Like the 4 month no commission

5
I like that you can use it for big purchases over £200 and pay it back over 4 months without having to pay any extra. Reviewed on: 12th August 2022

PayPal is your pal

5
Every little helps PayPal giving credit and time to make payments has helped me a lot thanks pal Reviewed on: 12th August 2022

Best credit card ever love you paypal

5
Its big amount credit card and give you enough time to pay back i love this thank you paypal Reviewed on: 12th August 2022

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