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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176562)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is easy to use, very obvious what your paying...

PayPal is easy to use, very obvious what your paying, never any hidden charges, yhe pay in 3 service has let me buy things I would otherwise be unable to afford, there customer service is 10/10. I would recommend PayPal to everyone. Reviewed on: 7th July 2026

i am happy and good with paypal as a long time custo...

i am happy and good with paypal as a long time customer. Reviewed on: 7th July 2026

Very poor customer service just when you need it

Very confusing information on transactions on 4 months interest free basis as opposed to standard transactions. Webchat was a disaster as AI bot never answered my questions and just kept repeating the same mantra. Tried calling a human but the process was so complicated on ID etc that I just gave up Reviewed on: 7th July 2026

A strong backbone.

Never had a problem with Paypal availability and easy user journey. When other payment methods have failed Paypal has always been there as an option. I have used them for years and they are the most trustworthy. Reviewed on: 7th July 2026

Customer Services always do their best to help

Customer Services always do their best to help Reviewed on: 7th July 2026

Over the years payday has become my save place, I pa...

Over the years payday has become my save place, I pay back with no stress and very little interest. Reviewed on: 7th July 2026

Trust more than a credit card

Always use it to spread a large purchase instead of using a credit card as I use PayPal for near enough all my online payments as it’s trusted Reviewed on: 7th July 2026

Excellent all round service and reasonable charges d...

Excellent all round service and reasonable charges definitely continue using Reviewed on: 7th July 2026

Could add to my wallet and also use in Europe.

Could add to my wallet and also use in Europe. Enjoying the service Reviewed on: 7th July 2026

Excellent I always found very easy to use every wher...

Excellent I always found very easy to use every where and very convenient Reviewed on: 7th July 2026

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