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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
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rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171963)

PayPal has been great for me over the years.

5
PayPal has been great for me over the years. I’ve found it to be reliable, secure, and easy to use for both sending and receiving payments. I’ve never had any major issues, and it’s given me confidence when shopping online. Overall, it’s been a service I can depend on. Reviewed on: 7th July 2026

Easy to use, straightforward and secure

5
Easy to use, straightforward and secure Reviewed on: 7th July 2026

Great uncomplicated & safe service

5
I’ve been with PayPal for many years. I’m well into my 70s and want things to be straight forward without unnecessary complications. . PayPal fits that bill. It’s s easy to understand & feels very safe. I’m extremely happy with the service & will continue to use it. Reviewed on: 7th July 2026

The flexibility is incredible with great choice on o...

5
The flexibility is incredible with great choice on options of how to pay, from long term to pay in 3. And its a good barrier between client and customer, well i feel protected and safe. Reviewed on: 7th July 2026

5 stars amazing

5
Paypal is such a life saver when you dont have money to hand. Its helped me in so many ways great service 5 stars all round Reviewed on: 7th July 2026

Easy repayment.

5
Easy repayment.. 12?weeks zero interest Reviewed on: 7th July 2026

Highly trustworthy Company

5
I've been using PayPal for some considerable years now! They are a trustworthy financial institute that i have the upmost respect and trust with. They provide me with an easy way to pay for my purchases throughout the companies I deal with and provide up to the second and every transaction history! Reviewed on: 7th July 2026

Love PayPal been a life saver for me.

4
Love PayPal been a life saver for me. Reviewed on: 7th July 2026

Excellent on line

5
I use paypal for on line transactions.Never had an issuw Reviewed on: 7th July 2026

PayPal: A Strong Yes

5
I have been using PayPal for years and I have never been disappointed, it is an excellent app to have, easy to use, give many options for payement and flexibility Reviewed on: 7th July 2026

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