Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172118)

I am using PayPal for very long time.

4
I am using PayPal for very long time. What is excellent? Is that there is more possibilities now to pay with PayPal online with more merchants Reviewed on: 7th July 2026

I have been using PayPal for many years now and when...

5
I have been using PayPal for many years now and when they moved to credit based or easy pay methods it made making purchases easy and safe Reviewed on: 7th July 2026

Great experience over all the years using PayPal

5
Over all a great experience and a helpful customer service in sorting any issues with customers. Using PayPal for over 10 years and it’s very safe to transfer money and make payments Reviewed on: 7th July 2026

Quick pay, easy to assess comfortable to use

5
Quick pay, easy to assess comfortable to use no stress Reviewed on: 7th July 2026

safety while you shop!!!!

5
honestly for me its having the confidence to purchase from sites that I would usually stop and think "is this a fraudulent site" because I know how safe I am with PayPal! for someone like me having that back up of financial help is amazing!! Reviewed on: 7th July 2026

Easy and effective

5
Easy to use and effective way to pay online Reviewed on: 7th July 2026

Very helpful app

5
Very easy and everything makes sense Reviewed on: 7th July 2026

Good app to use

5
Easy to use, good dispute section when required, issues dealt with efficiently Reviewed on: 7th July 2026

I have experience using PayPal for online payments a...

5
I have experience using PayPal for online payments and money transfers. Reviewed on: 7th July 2026

Secure and easy to use.

5
Secure and easy to use. App is great too. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94920 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products