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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172263)

Good customer service

5
My issues have always been resolved No Reviewed on: 7th July 2026

PayPal credit, has been really useful for me.

5
PayPal credit, has been really useful for me. I have used it for a couple of years and it gives me a lot of flexibility to manage my finances. I had an issue with a company where the product I purchased did not arrive. PayPal team helped me to recoup the payment and supported me when I needed them to, the service I received was great. Reviewed on: 7th July 2026

All me experiences with PayPal have been great, easy...

5
All me experiences with PayPal have been great, easy to access and use, feels secure and with the few disputes I have had with sellers PayPal were on the case. Thoroughly recommend using them. Reviewed on: 7th July 2026

Safe to send money and pay

5
I can always relay on PayPal either for sending money quickly or making a secure payments. Reviewed on: 7th July 2026

Gives me security and confidence to buy online.

5
Gives me security and confidence to buy online. Easy to navigate Reviewed on: 7th July 2026

Smooth, seamless experience.

5
Smooth, seamless experience. Easy access, app works very well. Reviewed on: 7th July 2026

Don't need anything else

5
All my experience is good and can not imagine to stop using the PayPal Reviewed on: 7th July 2026

Great service

5
So helpful with any issue raised Reviewed on: 7th July 2026

I've never had any problems with using PayPal

5
I've never had any problems with using PayPal Reviewed on: 7th July 2026

Simple and easy to use and understand.

5
Simple and easy to use and understand. Easy to repay - either in instalments or all in one go. Convenient to use. Reviewed on: 7th July 2026

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