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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172486)

Brilliant

Never had any problems always excellent service Reviewed on: 7th July 2026

PayPal is user friendly, has a very clear dashboard...

PayPal is user friendly, has a very clear dashboard and their offers are excellent. The decision to allow payment by instalments is made very quickly and all their processes are very clear. Reviewed on: 7th July 2026

seamless... transactions

An excellent PayPal experience is built on seamless transactions, reliable Buyer Protection, and robust account security. I can consistently maintain a smooth, secure relationship with the platform by using deliberate account management strategies. Reviewed on: 7th July 2026

It is very handy to have PayPal credit as it is an a...

It is very handy to have PayPal credit as it is an affordable way to spread the cost of purchases. Reviewed on: 7th July 2026

The process of getting PayPal credit was smooth and...

The process of getting PayPal credit was smooth and easy. Reviewed on: 7th July 2026

Very easy to use, and feel safe using to purchase st...

Very easy to use, and feel safe using to purchase stuff online Reviewed on: 7th July 2026

Very easy to use and can use in most transactions an...

Very easy to use and can use in most transactions and safe Reviewed on: 7th July 2026

Never had a bad experience with PayPal.

Never had a bad experience with PayPal. They have always championed me fairly during any issues or complaint about the seller raised. Reviewed on: 7th July 2026

Easy to use, made purchase simple, used interest fre...

Easy to use, made purchase simple, used interest free option Reviewed on: 7th July 2026

Great experience with PayPal credit.

I have had a great experience with PayPal credit. 4 months interest free is a great option for paying off larger purchases. I find PayPal credit extremely convenient and extremely easy to use. Setting it up was no problem either. Seemed very straightforward. I like being able to set my own monthly payment and having it set as a direct debit that I don’t have to remember to make the transaction Reviewed on: 7th July 2026

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