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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172696)

Easy to use.

Easy to use. Any problems with suppliers, PayPal sort it straight away. Can't fault PayPal. Reviewed on: 7th July 2026

Never had any problems, however sometimes can be dif...

Never had any problems, however sometimes can be difficult to establish exactly what a payment is for Reviewed on: 7th July 2026

Always use PayPal for online purchase - easy to use...

Always use PayPal for online purchase - easy to use and manage payments. Also the option to use credit or payment plans helps with larger purchases. Reviewed on: 7th July 2026

Very fast and i feel safe usingcthis system

Very fast and i feel safe usingcthis system Reviewed on: 7th July 2026

Smooth transactions.

Smooth transactions. Always runs smoothly and the credit facility is handy every now and then with a generous interest free period Reviewed on: 7th July 2026

Reliable

What I like: Widely accepted across e-commerce sites and by freelance clients Buyer/seller protection gives peace of mind for online transactions Easy peer-to-peer transfers (splitting bills, paying friends) Mobile app is clean and functional Currency conversion for international payments, though not always at the best rate Reviewed on: 7th July 2026

Very useful service especially pay in three.

Very useful service especially pay in three. Reviewed on: 7th July 2026

In a simple word straight forward

In a simple word straight forward Reviewed on: 7th July 2026

Staff always professional and helpful.

Staff always professional and helpful. Reviewed on: 7th July 2026

Never had a problem with PayPal been using them for...

Never had a problem with PayPal been using them for 10+ Reviewed on: 7th July 2026

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