Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173107 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173147)

Julie At Connor

Excellent service no hassle never had a problem Reviewed on: 7th July 2026

I ues pay pal credit all the time its easy and safe...

I ues pay pal credit all the time its easy and safe and just use direct debit to pau it back Reviewed on: 7th July 2026

An easy paying service to use.

An easy paying service to use. A good variety of payment methods. its my go to, way to pay. Reviewed on: 7th July 2026

I have a very good experience with PayPal so far.

I have a very good experience with PayPal so far.I will definitely recommend it. Reviewed on: 7th July 2026

Quick and easy payment.

Quick and easy payment. So convenient and so quick! Reviewed on: 7th July 2026

Easy of use

Ease of use and pay in 3 very good Reviewed on: 7th July 2026

Easy to use, great for fast checkout and simple app...

Easy to use, great for fast checkout and simple app payments. Reviewed on: 7th July 2026

Very easy to use, clear and user friendly.

Very easy to use, clear and user friendly. Reviewed on: 7th July 2026

Great customer service and reliable

Great customer service and reliable Reviewed on: 7th July 2026

No worries

Never had a problem using paypal for buying or selling on ebay Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95693 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub