Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172966 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173015)

Flexible, convenient and easy to use

I’ve had a really positive experience using PayPal Credit. The application process was quick and straightforward, and it was easy to understand the available credit and repayment options. Being able to spread the cost of larger purchases has been really helpful, and managing my account online is simple and convenient. Payments are processed smoothly, and I’ve found the service reliable whenever I’ve used it. Overall, it’s a useful financial tool that offers flexibility and convenience, and I’d happily recommend it to anyone looking for an easy way to manage larger purchases responsibly. Reviewed on: 7th July 2026

Easy and convenient

I have used PayPal credit several times, mainly on flights. It’s a really easy and convenient way to spread the cost. I also like the way it so easy to manage on the app. Reviewed on: 7th July 2026

Great security

Feel very secure using PayPal, excellent customer services and easy to use. Reviewed on: 7th July 2026

Use PayPal regularly without any problems.

Use PayPal regularly without any problems. Find them very trustworthy Reviewed on: 7th July 2026

Trustworthy and flexible

Great for staggering payments of large purchases over 3 months interest free. I use PayPal credit regularly when buying on line, I trust the protection it gives. Reviewed on: 7th July 2026

Love the 4 month interest free credit for purchases

Love the 4 month interest free credit for purchases Reviewed on: 7th July 2026

Without a hitch

Everything went smoothly and was done online without speaking to a person. PayPal is way advanced In the UK then in other countries. Reviewed on: 7th July 2026

I DO ALL MY TRANSACTIONS IF POSSIBLE VIA PAYPAL, SYS...

I DO ALL MY TRANSACTIONS IF POSSIBLE VIA PAYPAL, SYSTEM IS GOOD AND CUSTOMER SERVICE ALWAYS FIXES ISSUES OR JUST HELPS GETTING THINGS RIGHT Reviewed on: 7th July 2026

Easy and efficient way to pay online

Easy and efficient way to pay online Reviewed on: 7th July 2026

Simple and easy to use.

Simple and easy to use. The app is also easy and uncomplicated. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Payments
from PayPal 4.70 from 3837 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95605 reviews
Payments
from PayPal 4.70 from 3838 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub