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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173647)

Was easy

5
Was easy to apply and straight forward Reviewed on: 7th July 2026

Heroes for being helpful

5
When thing went wrong with a transaction PayPal was really helpful and did everything to help sort it out for me they go far and beyond to help me and they are also very good on the phone when talking to me kept me calm when I get upset Reviewed on: 7th July 2026

paypal is so easy to use and over the years has gott...

5
paypal is so easy to use and over the years has gotten better by expanding on how and where you can use it which is so much more convenient. I practically use it all the time now for every purchase. Reviewed on: 7th July 2026

Very reliable payment transaction platform.

5
Very reliable payment transaction platform. Reviewed on: 7th July 2026

Highly recommend!

5
I've had my account for 10 years, and that I have the physical card it's an even better platform to use. The option to breakdown large purchases into for payments with no interest will be useful for many people. Reviewed on: 7th July 2026

Handy for quick purchases.

5
Handy for quick purchases and easy to pay off methods with the 0% interest. This is useful when it’s approaching the end of the month for struggling mums! Reviewed on: 7th July 2026

Great flexibility in terms of allowing me to budget...

5
Great flexibility in terms of allowing me to budget for holidays & items I want to spend the cost. Reviewed on: 7th July 2026

Customer service is always helpful

5
Customer service is always helpful Reviewed on: 7th July 2026

Excellent products and services ,easy to deal with

5
Excellent products and services ,easy to deal with Reviewed on: 7th July 2026

PayPal Credit is universal and excellent payment man...

5
PayPal Credit is universal and excellent payment management. Reviewed on: 7th July 2026

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