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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139895 reviews)

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4.73

Based on 139,895 reviews, last reviewed 15th Jun 2026

4096550% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always trust any purchase that I make paying with Pa... Always trust any purchase that I make paying with PayPal gives me more peace of mind Reviewed on: 15th June 2026

Latest lowest rating:

2

Not very clear, easily fall into the trap of buildin... Not very clear, easily fall into the trap of building debt Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139895)

Fantastic

Paypal has been an absolute life saver when it comes to Christmas birthdays wedding. Completely saved the day countless times. Reviewed on: 8th July 2022

Convenient and easy

Just so easy to use at your convenience when needed especially in these times Reviewed on: 8th July 2022

Easy to use

PayPal is very easy to use and makes payment very easy. Reviewed on: 8th July 2022

excellent service

I applied for a paypal credit card and was accepted very quickly with a generous credit limit very easy to use and linked to my ebay account Reviewed on: 8th July 2022

easy to use

paypal is awesome. really streamlined and easy to use. never had any problems using payoal Reviewed on: 28th June 2022

Good option

This has been a good option for me, With great offers of 0% interest for so many months, I would definitely recommend PayPal Reviewed on: 25th June 2022

Simple, Easy and Convenient!

Very convenient and easy to use. The pay in 3 option makes larger purchases easier to pay for split over 3 months, alternatively there are 0%APR over 4 month offers too. Regular email updates on payments due, and automatic minimum or full payments from your funding source ensure you won't miss a repayment and know exactly what is due when Reviewed on: 23rd June 2022

very happy

such easy way to manage payments Reviewed on: 20th June 2022

Wonderful company

Feel very safe with PayPal, especially being a widow and knowing that PayPal has everyone’s best interests! Very fair and always replies 100% thanking you all Reviewed on: 20th June 2022

Amazing and best value credit scheme

PayPal credit is the best credit scheme available and offers to allow interest free payments throughout the year for eBay have been incredible Reviewed on: 19th June 2022

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