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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139942 reviews)

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4.73

Based on 139,942 reviews, last reviewed 15th Jun 2026

4098800% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

There’s a lot I couldn’t do only for PayPal There’s a lot I couldn’t do only for PayPal Reviewed on: 15th June 2026

Latest lowest rating:

2

Not very clear, easily fall into the trap of buildin... Not very clear, easily fall into the trap of building debt Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139942)

Excellent all round experience

Very easy to set up and very good value on repayments Reviewed on: 13th June 2022

Excellent

They are always to help. one of the best companies in the world. I use them to buy my products. Reviewed on: 13th June 2022

Better than good.

Actually didn't expect PayPal Credit to be as easy to use and as good as it is however I would thoroughly recommend it to anyone. Reviewed on: 13th June 2022

Great credit scheme

Paypal provides a great scheme for credit about £99 with 0% interest for 4 months. I have enjoyed their schemes for more than 10 times with no issue. Reviewed on: 13th June 2022

Tops

Easy to deal with and good communication. (Plus good offers) Reviewed on: 13th June 2022

Great rates

Pay pal credit has good and affordable interest rates. I am a happy customer. Reviewed on: 13th June 2022

Great for emergencies

Needed for an item needed before payday Reviewed on: 13th June 2022

So handy and reliable

Fantastic service and always on hand and online when I am. Reviewed on: 13th June 2022

Best flexible payment options

Great payment options take 3 0% Reviewed on: 13th June 2022

Easy Peasy!

I have been using PayPal for many transactions and have always wondered why I needed intermediary to spend. PayPal credit card fixed that for me! Easy to apply, ready to use…can’t wait to use in store too. Reviewed on: 13th June 2022

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