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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140099 reviews)

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4.73

Based on 140,098 reviews, last reviewed 15th Jun 2026

4106150% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service has always been great Customer service has always been great Reviewed on: 15th June 2026

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140099)

Brilliant

Easy to set things up and tye staff is really lovely when you need help and I prefare to use PayPal so people don't get my card details Reviewed on: 8th July 2022

Making paying less painful

Very good service, all the time. Reviewed on: 8th July 2022

Simple. Secure.

Always trusted Paypal as a secure payment provider. Now with their credit facilities they built on the secure and simple model with easy payment options to spread your cost over many months and that too at 0%. All done at the click of a button, irrespective of the merchant whether they offer split payments or not. Cant recommend paypal more to everyone to manage expenses in the current cost of living crisis! Its a no-brainer .... everyone should be using it. Reviewed on: 8th July 2022

PAYPAL EXPERIENCE

This is a unique opportunity for me to experience the immense benefits of using the PayPal credit account it avails me various benefits and immeasurable advantages in using the credit system. It's an awesome experience for me Reviewed on: 8th July 2022

Best ever

Convenient to use, easy to pay and love the 0% deals! Reviewed on: 8th July 2022

Flexible and easy

Good deals with no date limitations of when offers ends. Easy to spread payment or limited time interest free payment. Reviewed on: 8th July 2022

Excellent

It helped me at a time when I needed it the most. I think it’s perfect for people who want to buy quality products and don’t have the money Reviewed on: 8th July 2022

I am very happy

The best credit . All clear to check Reviewed on: 8th July 2022

Cheap way to spread the costs.

Love how PayPal Credit gives me short interest free options or a longer way to buy goods which I know is pre approved. Great customer service who respond quickly to messages and easy to follow statements showing when payments due on each item. Reviewed on: 8th July 2022

No fuss payments

PayPal credit is there in case of emergencies. Give you peace of mind Reviewed on: 8th July 2022

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