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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174238 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174243)

Safe finance

I have used PayPal for some years now, I feel safe & secure in their system, any concerns or disputes are dealt with immediately & always customer focused: the introduction of their credit card is the icing on the cake, again a very safe payment option & confidence that I am financially in safe hands Reviewed on: 7th July 2026

It’s easier to buy and pay.

It’s easier to buy and pay. No stress, no worries. All flows as it should x Reviewed on: 7th July 2026

Reliable and easy service.

Reliable and easy service. App is super easy to navigate and is never confusing Reviewed on: 7th July 2026

Great customer service

Great easy set up and so easy to manage payments and also great to get reminders when payment due ..great customer servicev Reviewed on: 7th July 2026

Safe and easy to use

Safe and easy to use plus you have there backing should anything go wrong with your purchase. Reviewed on: 7th July 2026

Fab service

Have always been happy with my pay pal purchases. Very easy to use and great service. Reviewed on: 7th July 2026

Reliable and useful

Easy to use. Reliable and trustworthy. My last resort Reviewed on: 7th July 2026

Safe transactions

When using PayPal online For purchases I always feel safe with my money. Their pay in three I use a lot and best thing is no interest. PayPal customer service is second to none. Would highly recommend PayPal. Reviewed on: 7th July 2026

Never had any problems with paypal

Never had any problems with paypal Reviewed on: 7th July 2026

I have used PayPal for years very efficient and lovi...

I have used PayPal for years very efficient and loving the 00% and pay in three as a pensioner it makes my life easier Thankyou. Reviewed on: 7th July 2026

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