Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174991 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174992)

Easy transactions

Easy transactions easy to understand quick decisions- what more could you want? Reviewed on: 7th July 2026

An excellent secure money platform

Always a quick decision to slow me to purchase my needs, excellent for secure money transfer and payments for me. It is an excellent platform Reviewed on: 7th July 2026

Helps me buy high value items affordable by spreadin...

Helps me buy high value items affordable by spreading cost without paying any interest. The process of taking credit, and managing repayments couldn’t be easier. . Reviewed on: 7th July 2026

PayPal Credit has been great for spreading the cost...

PayPal Credit has been great for spreading the cost of larger purchases. The 4 months interest-free offer on purchases over £99 is fantastic, and managing payments right through the standard PayPal app is incredibly convenient. Highly recommend if you want some flexibility. Reviewed on: 7th July 2026

Super useful.

Super useful. Has come to my rescue more times than I could remember Reviewed on: 7th July 2026

Quick and easy

Quick and easy to use with the added feeling of knowing you are using a safe transaction facility. Reviewed on: 7th July 2026

Excellent service

Easy to use never had any issues Reviewed on: 7th July 2026

Excellent option for low APR and free credit

Excellent option for low APR and free credit Reviewed on: 7th July 2026

Aleays had a good experience with paypal

Aleays had a good experience with paypal Reviewed on: 7th July 2026

Extremely easy service to use, step bye step instruc...

Extremely easy service to use, step bye step instructions. I was very impressed with the layout. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96923 reviews
Payments
from PayPal 4.71 from 3843 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub