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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174747 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174816)

Always fast and reliable with great customer service

Always fast and reliable with great customer service Reviewed on: 7th July 2026

Very nice service

Very nice service. Something to rallying when you make a payment. Reviewed on: 7th July 2026

Simple to use.

Simple to use. Good payment plan features. Reviewed on: 7th July 2026

All good

All good evertime i use paypai no need to worry Reviewed on: 7th July 2026

It’s a quick and easy use and easy to pay back.

It’s a quick and easy use and easy to pay back. App is also easy to navigate, never have any issues paying with this or even transferring money to a friend. Paying back you can personalise it or pay back the minimum for ever how long Reviewed on: 7th July 2026

Safe and convenient

A safe and convenient way to budget your purchases, everything on PayPal is layer out so you can easily see what you are spending and what you need to pay Reviewed on: 7th July 2026

PayPal is a dependable and trustworthy service that...

PayPal is a dependable and trustworthy service that is also user-friendly. I have no regrets about using PayPal and would gladly recommend it to my friends, as I have been satisfied with their service. Reviewed on: 7th July 2026

Absolutely amazing service.

Absolutely amazing service. I’m using PayPal for more than 10 years and never had any issues. Thank you Reviewed on: 7th July 2026

Works well, great options to spread payments.

Works well, great options to spread payments. Generally interest free which is good. I haven’t used customer services to can’t really comment on that. Reviewed on: 7th July 2026

Excellent rolling credit options offer an invaluable...

Excellent rolling credit options offer an invaluable tool for shifting cost spikes into multiple months. Reviewed on: 7th July 2026

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