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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174597 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174636)

Good experience and excellent service, the informat...

Good experience and excellent service, the information of the products is accurate Reviewed on: 7th July 2026

Great and easy

Good customer experience, fairly easy to use and navigate the app. No complaints Reviewed on: 7th July 2026

Easy to use, easy to transfer and pay friends abroad.

Easy to use, easy to transfer and pay friends abroad. Reviewed on: 7th July 2026

5-stars service

Excellent customer service, quick queries solving, always friendly and approachable. Definitely 5 stars from me! Recommended for all friends and family, so everybody can experienced that by themselves. Reviewed on: 7th July 2026

To me is pure gold diamonds and platinum

Just an excellent set with staff principles values ethics lovely to deal with and lovely to use their card their credit everything about the company is expanded and for the better it's an amazing thing is PayPal Reviewed on: 7th July 2026

Simple, safe and reassuring

It’s simple to use, secure and feels safe, authentication is reassuming. Very useful when you want to spread the cost! Reviewed on: 7th July 2026

Purchasing made easy by Pay In 3

Purchasing an expensive product, was made a lot easier, as I was able to split the payments into an affordable 3 amounts. Reviewed on: 7th July 2026

Amazing and very convenient.

Amazing and very convenient. Love the new PayPal account and the rewards scheme Reviewed on: 7th July 2026

easy, reliable and safe to use.

Use PayPal regularly, easy to use and no issues at all. I feel safe using it and I would recommend it to others. Reviewed on: 7th July 2026

Love the simplicity of PayPal

Love the pay in three and PayPal credit though interest rate is quite high. But also happy to weight that off against the ability to pay friends and family money when needed and issue invoices to people when needed. It’s also very widely known and used so it’s seen as a trusted provider. Reviewed on: 7th July 2026

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