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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174446 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174454)

I always found PayPal so easy to use and mostly sec...

I always found PayPal so easy to use and mostly secure Reviewed on: 7th July 2026

Great way to pay gor goods.

I have been using paypal for some time now. Its simple, easy and efficient to use. Great on larger purchases when you can pay in 3. You get an email or message to say your payment is due and it's taken out on that day. Reviewed on: 7th July 2026

I find it very easy to pay with PayPal.

I find it very easy to pay with PayPal. I like the security of knowing that I am covered if something goes wrong - also having the choice of which account or card to use. The only improvement would be if the payments immediately showed on banking apps. There tends to be a delay of a couple of days which can lead to confusion. Reviewed on: 7th July 2026

Excellent service and a great help

Very easy to use with lots of repayment options and widely accepted. I always feel secure using PayPal credit for online purchases Reviewed on: 7th July 2026

Keeping your bank details safe

PayPal is an excellent way to keep bank details separate from payments; and in the event of any problems they will always act on your behalf to rectify them. Reviewed on: 7th July 2026

The pay in three feature is so easy and really handy.

The pay in three feature is so easy and really handy. Reviewed on: 7th July 2026

Excellent service

Very easy and práctico use at any time. Excellent service. Whenever I had an issue, their customer service has been great Reviewed on: 7th July 2026

Very good value.

Very good value. Very good service Reviewed on: 7th July 2026

The app is easy to activate.

The app is easy to activate. PayPal credit is very helpful. Reviewed on: 7th July 2026

Great service never let you down

Great service never let you down Reviewed on: 7th July 2026

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