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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174305 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174324)

Useful service

I find PayPal to be a useful service both for immediate shopping payments and spreading payments Reviewed on: 7th July 2026

PayPal credit protected my money from scam

I paid for a something on PayPal credit turns out what I was sold was priced incorrectly the seller threaten to keep my deposit if I didn’t pay the difference but PayPal assisted me in keeping my interests safe Reviewed on: 7th July 2026

Safe, easy, simple transactions.

Safe, easy, simple transactions. PayPal credit offers excellent pay later alternatives, especially pay in 4 months interest free. Staff always on the ball when needed. Reviewed on: 7th July 2026

Use for quickly transferring money safely.

Use for quickly transferring money safely. Reviewed on: 7th July 2026

Customer service outstanding

Customer service has always been outstanding not that it is something I’ve had to use often but in the odd occasion they have never let me down. Reviewed on: 7th July 2026

PayPal Credit was useful for holiday time and Christ...

PayPal Credit was useful for holiday time and Christmas. You pay back interest free within the terms of the borrowing. Reviewed on: 7th July 2026

Easy purchase for buying .

Easy purchase for buying . knowing your money is safe with every purchase. Reviewed on: 7th July 2026

Safe and easy and always helpful

Safe and easy and always helpful Reviewed on: 7th July 2026

I trust Paypal.

I trust Paypal. You can use it at most online outlets and their customer service is fab. Reviewed on: 7th July 2026

Nice and reliable features

Quick steps. Fairly easy to use. Reliable. Generally easy to find the options. Latest updates are bringing other options but sometimes confusing. Reviewed on: 7th July 2026

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