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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174269 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174280)

My experience with Paypal

I have been using paypal for more than 8 years and during this time, I found it the best way to transfer money, no extra fee and great customer service when I faced any issue. Reviewed on: 7th July 2026

I find paypal such a convenient and easy way to pay...

I find paypal such a convenient and easy way to pay and receive money. Paypal credit is excellent when i need to spread the cost over time without interest. It seems to be available more and more as payment options with online retailers which is great. Reviewed on: 7th July 2026

PayPal credit has helped me so much!

PayPal credit has helped me so much! Very easy to use and provided some financial security when I felt I didn’t have any. Reviewed on: 7th July 2026

PayPal, Convenience and Protection.

PayPal policy and customer service provides straightforward consumer protection. Reviewed on: 7th July 2026

Paypal has made it effortlessly easy and efficient f...

Paypal has made it effortlessly easy and efficient for me make and accept payment across numerous platforms Reviewed on: 7th July 2026

Flexible and easy to use

I've been using PayPal Credit for a while now and it's been really useful for spreading the cost of larger purchases. The application was straightforward, payments are easy to manage through the app, and I've found it a convenient option when I need a bit of extra flexibility. As long as you keep on top of repayments, it's been a positive experience for me. Reviewed on: 7th July 2026

Very convenient for me to use in paying online.

Very convenient for me to use in paying online. Reviewed on: 7th July 2026

Quick, efficient and kept well informed.

Quick, efficient and kept well informed. Excellent product Reviewed on: 7th July 2026

I found both applying for credit simple and hassle f...

I found both applying for credit simple and hassle free, plus the payments were made simple to understand and to use. Reviewed on: 7th July 2026

good default online shopping and pay in 3 and other...

good default online shopping and pay in 3 and other interest free options it makes shopping affordable Reviewed on: 7th July 2026

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