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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142839 reviews)

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4.73

Based on 142,839 reviews, last reviewed 19th Jun 2026

4230550% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142839)

High Interest Rates but great experience

PayPal Credit is really convenient and easy to use, even if the High Interest Rates stop you from paying it off in a reasonable manner. Reviewed on: 11th August 2022

Convenient way to spread cost

Paypal credit is great for buying household goods such as furniture etc, the introductory interest free periods are very reasonable. This allows you to have all your finance in one place rather than loads of separate credit agreements. The credit limit I have is also quite reasonable. The customer service is also great. Reviewed on: 11th August 2022

Easy to use and convenient

Paypal credit is very easy to use and convenient, and can be used on a fairly wide range of sites. The only downside is that payment transfers from my bank account take a good few days to go through. Reviewed on: 11th August 2022

PayPal credit is my favourite payment method

I’ve never had any issues, so easy to use, clear to see what I owe, easy to make repayments. The added extra bonus of interest free over 4 months if over a certain amount is great and really helps alleviate stress in these difficult Financial Times Reviewed on: 11th August 2022

Safe

Always sure. Never fails. Trusted by all. Reviewed on: 11th August 2022

paypal credit

good realiable quick just all what you waiting from Reviewed on: 11th August 2022

Excellent Experience

Applying is easy and love I can set up an direct debit so I don't forget future payments Reviewed on: 11th August 2022

very good option

I'm very happywith paypal loan helped me a lot Reviewed on: 11th August 2022

Best

Great experience, easy to use and easy to pay. Reviewed on: 11th August 2022

Good

I have had no problems with PayPal or using their app. They have good offers like no interest fees for 3mnths etc. They have paid out when a product did not arrive. I have been using them for years. Reviewed on: 11th August 2022

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